Emergency funds are separate savings set aside to offset any unplanned expenses. They can also be referred to as money set aside for times of financial distress. Emergency funds come in handy when you are in a situation where you…
Why should I invest? This is the question on a lot of people’s minds. In this article, we will be answering this question by providing practical reasons why you must invest. Investing is a way to preserve your future by…
Magdalene was on the verge of despair after almost giving up on her conquest to ensure her husband went for his prostate cancer screening. ‘The general recommendation for prostate cancer is to start being examined by your doctor and have…
Have you ever felt so angry at yourself based on the magnitude of your mistake? Sometimes this is out of a feeling that you could turn things around and make a change of decision; I have felt this a lot…
Stressful experiences are inevitable in life. When stressed, you find it hard to cope with specific demands. These demands can come from work, financial pressures, and sometimes relationships. The thoughts of these demands create stress every day of our lives,…
Internal monologue means more than just pondering over your thoughts. It consists of inner speech, where you can “hear” your voice and play out phrases and conversations in your mind. Mental conversing is, in its entirety, a natural phenomenon. Some…
Depression is a mood disorder that causes a feeling of persistent sadness and loss of interest in the things one previously enjoyed. It may affect how an individual feels, thinks, and behaves. Depression is different from usual mood fluctuations and…
Online etiquette, also known as “netiquette,” is simple rules and guidelines that outline acceptable ways of behaving in online transactions and interactions. With time we have heard of the never-ending cases of cyberbullying, and this is because we have given…
Financial literacy is the knowledge and confidence to efficiently and effectively manage, save and invest. This can also include how to get out of debt and even budgeting. In simple terms, financial literacy is the ability to understand and use…
When planning for retirement, one usually identifies financial goals and then decides on the best ways to save and invest to achieve them. Starting a business after retirement can be a good idea to earn an extra income and improve…